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Proudly Serving Washington and Arizona

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Wondering how much home you can afford?
Let’s talk about your next move!
Hi, I'm Becky

Thank you for visiting the Becky Conner Lending Team website to learn more about me.  Making the mortgage process clear and stress-free for my clients brings me joy. My first few home-buying experiences had several unwelcome surprises and my options were not made clear, so I knew there had to be a better way.  In 2006, I decided to become a Mortgage Advisor and commit myself to learning all there is to know, more specifically, how to improve the client experience. Homeownership is one of the biggest milestones in your life. You should be educated. You should be empowered. You can learn to build generational wealth through your home equity. It is an honor to serve you and your family!

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Image by Michael Benz

Penny Lane Financial

At Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders as well as Non-Confirming "out-of-the-box" private lenders.

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How we work...


We work with over 100 investors. This allows us to get you the best rates on all types of mortgage loan programs including: 30yr, 20yr, 15yr & 10yr Fixed Mortgages, as well as Adjustable Rate Mortgages that are fixed for 1, 3, 5, 7 & 10 years, Conventional, High-Balance, Jumbo, Home Equity Line (to include the “All-In-One” loan), VA, USDA, FHA, Commercial, Non-Conforming and Reverse Mortgages. Whether your situation calls for Full Documentation or Limited, Non-Owner Occupied (Investor) or Multi-Family, we are here to meet your needs!

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HOME LOANS

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Conventional

Movement Mortgage conventional loans come in a variety of options and with excellent advantages for qualified borrowers. While FHA and other government loans can have certain property restrictions, a conventional loan can be used on nearly all property types.

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FHA

If you’d love to buy a home but lack credit, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.

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VA

If you’re active-duty military, a veteran or an eligible family member of a military veteran, you may qualify for a Veterans Affairs loan, and one of Movement’s biggest perks – waived lender’s fees*. The VA Mortgage is a government-based product offering 100% financing of the reasonable value of the property, with less restrictive qualifying terms than conventional programs.

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Jumbo

You’re ready to buy a home but live in one of the nation’s priciest housing markets. Inventory is low. Demand is high. And homes routinely cost over $1 million.

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Renovation

Let’s restore your dream, together with a renovation loan by Movement Mortgage. Not only can a renovation loan from Movement Mortgage help you turn a place with potential into the home of your dreams, it could also help you get your loan.

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Non-QM

Our Non-QM, or non-conforming programs are exceptional alternatives to standard loan options that may not work for your current situation. Below is a recap of the types of borrowers and situations that might work best with a non-qualified mortgage program.

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New Construction

For those looking to build a new home or looking at model homes from a builder, this is the loan for you.

 

Not every mortgage lender understands the building community or what it takes to get buyers of a new construction home approved and closed without a lot of hassle. At Movement, we’ve worked hard to make our new construction loan process seamless for everyone involved.

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Reverse Mortgage

With a reverse mortgage, more accurately now called a Home Equity Conversion Mortgage (HECM), homeowners age 62 or older receive a portion of their home’s equity while living in the home and with no monthly mortgage payments. The funds are tax free**, and borrowers retain ownership and title to their home as long as they:

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• Live in the home as their primary residence.

• Continue to pay required property taxes and homeowners insurance.

• Maintain the home according to Federal Housing Administration requirements.

Helping Divorcing Homeowners Make Informed Decisions on Home Equity Solutions

I am a Certified Divorce Lending Professionals (CDLP®) mortgage professional who supports couples in their divorce mortgage planning.

 

As a CDLP I have an expanded vision beyond the normal scope of the traditional mortgage process. When divorcing, it's important to work with a mortgage professional who understands how family law, financial and tax planning, real property, and mortgage planning intersect and find the best solution for both parties.

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BUYER RESOURCES

Articles
Testimonials

Robert C.

Homebuyer

“Becky and her team were very quick to respond to our questions/concerns. They made every effort to accommodate our schedules and requests. We were kept in the loop and knew what was happening with our loan. We understood decisions we needed to make. Becky showed concern for our future based on decisions we made with this loan. Thank you Becky and Tandy. Your efforts are appreciated.”

James R.

Homebuyer

"Becky and Tandy from day 1 listened to me and made me feel like I mattered even though I knew they had plenty more clients with a lot more money than us. They went out of their way to take all my calls and respond quickly. They never made me feel dumb when I asked a million questions and the most important comment I can leave for you about them is that I could feel their hearts in their work and that they cared about me and that is something l will NEVER forget for the next however many decades we are in our forever home! My wife and my girls thank you Movement and will continue to pray for your continued success and blessings on your growing business. You literally changed our lives more than you know! God Bless ALL of you that worked on our account. If you ever need prayer or someone that is far from perfect to just listen outside of professional world, it is quite literally my job! I just want to offer the one thing I can to you guys for what you gave us.:

Jorge E.

 Homebuyer

“Amazing experience with great advice from start to finish. This team guided me towards a very great outcome and they were professional and kind throughout the process. I could not recommend a better mortgage team. I will be using their services in future events to come!”

Image by Ryan Stone

LET'S CHAT

Becky Conner

Senior Loan Officer

NMLS #121184

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(253) 797-1316

beckyc@pennylanefinancial.com

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1804 W Union Avenue, Suite 202

Tacoma, WA 98405

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